ADOBO LIFE

HOW TO SAVE MONEY: GAS MILEAGE TRACKER

This is inspired by Dr. D hubby who finds the time to list down the gas expense with the corresponding mileage at the back of a gas receipt. When you think about his madness, it does makes sense to track your vehicle gas consumption versus your mileage performance on a weekly basis to understand irregularities that may occur.

Not a bad idea as I have not done this (except when I am filing for expense report)...and  I think I should. Feel free to download and print the form, place them in a binder and be sure to update your tracker on a weekly basis. I have created a quarterly tracker sheet and added a column for notes and repairs as well.

WEEKLY TRACKER:

GAS MILEAGE TRACKER:
Download GAS MILEAGE PLANNER by adobolife

 

SAVE MONEY BY USING TRACKER SHEETS: Weekly, Monthly and seasonal trackers to help you stay focused on your savings goal.

HOW TO SAVE MONEY: GROCERY CHECKLIST

 How many times have you strolled down the aisle relying on your memory only to find out that you are missing half of the ingredients you need? Been there - - done that! Not only did I missed the items but I ended up purchasing cans and boxes of unknown food  causing additional clutter in my pantry

When you add up the cost of unused food and time spent  it's really not cost efficient to rely on good ole' memory bank.Obviously the  easiest way to cut on expense is to minimize trips to the grocery and having a good reliable list handy.

 Attached is my personal tracker that works for me. Feel free to download and print the form, place them in a binder and be sure to use this tracker side by side with the Weekly Planner  (Download WEEKLY MEAL PLANNER) to help you organize your shopping list. While you are it - - Feel free to PRINT COUPONS

WEEKLY TRACKER:

GROCERY LIST:

Download GROCERY LIST by adobolife

SAVE MONEY BY USING TRACKER SHEETS: Weekly, Monthly and seasonal trackers to help you stay focused on your savings goal.

HOW TO SAVE MONEY: DONATION TRACKER

If you are planning a big garage sale, think again! While it may be tempting to earn instant money from stash of $5s and $10s - -do consider donating to charity as a means to save money.

Every year, I think of organizing a fun mega garage sale with some friends! But when I think of the time wasted waiting for people to criticize my stuff  under the glare of the sun for some easy coins in a dish - - I always opt for Goodwill! Hmmm...Easy coins or rebate?

We love having our accountant sum up our donations as part of deductions in our income tax. Not a lot, but when you think of the joy of giving to charity converted into potential deductions - - each dollar counts for us. All we need to do is itemize our list of donations and he'll use a standard cost allocation per item.

Attached is my personal tracker that works for me. Feel free to download and print the form, place them in a binder. Submit together with the receipt provided by  Goodwill/Salvation Army to  your accountant .

SEASONAL TRACKER:

Download DONATION TRACKER by adobolife

SAVE MONEY BY USING TRACKER SHEETS: Weekly, Monthly and seasonal trackers to help you stay focused on your savings goal.

HOW TO SAVE MONEY: VACATION PLANNER

Vacation is fun, but if not well thought of, it could be disastrous to your budget. My family loves traveling and we usually  plan for 8-10 days trip. We've traveled thousands of miles and navigated through  major cities in the West Coast , Southern Region (MS, New Orleans) and the East Coast, so we know how monitoring expenses is good for saving money during vacation and keeping us on track with our budget.

Attached is my personal tracker that works for me. Feel free to download and print the form, place them in a binder with extra sheets of blank paper (for.receipts).  During the trip, write  down all expenses (even those coffee refills at the gas station) as it comes through and be sure to attach the receipts for cross referencing. Update as often as necessary.

At the end of the trip, encode all expenses in excel and keep record in your file.

VACATION TRACKER:

Download VACATION TRACKER by adobolife

SAVE MONEY BY USING TRACKER SHEETS: Weekly, Monthly and seasonal trackers to help you stay focused on your savings goal.

HOW TO SAVE MONEY: GIFT PURCHASE TRACKER

Saving money does not mean you have to be cheap to your friends and family. It is essential that I list all the gifts I will need for the entire year. By listing down the occasion and amount of cost per person, you will eliminate the tendency to splurge at the last minute since your proactive planning helps you research for better price options.

Attached is my personal tracker that works for me. Feel free to download and print the form, place them in a binder and be sure to update and plan your gifts tracker on a monthly basis.

MONTHLY TRACKER:

GIFT PURCHASE TRACKER:
Download GIFT TRACKER by adobolife

 

SAVE MONEY BY USING TRACKER SHEETS: Weekly, Monthly and seasonal trackers to help you stay focused on your savings goal.

HOW TO SAVE MONEY: CREDIT CARD TRACKER

The number one rule for saving money is to minimize use of credit cards. IF at all possible, limit cards to three  -- (one for grocery, one for personal and one for emergency). On a monthly basis, ensure that balances are paid off. IF you are in the process of cutting down card utilization, set a goal on when you plan to pay off your debt ... this tracker may help you.

I don't carry  a balance on my card, but attached is  a personal tracker  I created for record tracking for those who may have plans to consolidate credit cards or simply want to pay off one card at a time. Feel free to download and print the form, place them in a binder and be sure to update  on a monthly basis.

MONTHLY TRACKER:

CREDIT CARD BALANCE TRACKER:
Download CREDIT CARD PAYEMENT TRACKER by adobolife


 

SAVE MONEY BY USING TRACKER SHEETS: Weekly, Monthly and seasonal trackers to help you stay focused on your savings goal.

HOW TO SAVE MONEY: MONTHLY CAR PAYMENT TRACKER

Are you on time with your car payments? It makes a difference if you not only pay in time but "ahead"of time. Sometimes, paying a week in advance helps you save money as some amount of money goes to the principal and not in interest.

I don't have a balance on my car but if I will buy a new car, attached is the personal tracker  I will use for record keeping and reminder. Feel free to download and print the form, place them in a binder and be sure to update your car payment schedule  on a monthly basis.


MONTHLY TRACKER:

CAR PAYMENT:
Download CAR PAYMENT TRACKER by adobolife

 

SAVE MONEY BY USING TRACKER SHEETS: Weekly, Monthly and seasonal trackers to help you stay focused on your savings goal.

HOW TO SAVE MONEY: MONTHLY INVESTMENT TRACKER

Saving money for retirement should be a priority. Investing today (no matter how small) should be taken of prime importance. It's not too late to plan for our future and this tracker helps me focus on my goal.

Attached is my personal tracker that works for me.Feel free to download and print the form, place them in a binder and be sure to update your investment performance on a monthly basis.

MONTHLY TRACKER:

INVESTMENT TRACKER:
Download INVESTMENT TRACKER

HOW TO SAVE MONEY: MONTHLY CASH FLOW TRACKER

Do you know what's going in and out of your bank?  What about in your wallet? Saving money is easy when you know where the money is diverted. I personally use this form to help me allocate percentage that should go to savings versus expenses. IF you follow the rule of paying yourself first to save money  - -this tool may help you stay focus.

Attached is my personal tracker that works for me.Feel free to download and print the form, place them in a binder and be sure to balance incoming and outgoing money flow on a monthly basis.

MONTHLY TRACKER:

CASH FLOW TRACKER:
Download CASH FLOW TRACKER by adobolife

SAVE MONEY BY USING TRACKER SHEETS: Weekly, Monthly and seasonal trackers to help you stay focused on your savings goal.

HOW TO SAVE MONEY: WEEKLY MEAL PLANNER

Weekly meal planning helps me save time while containing cost. I am a busy working mom juggling time between home, conference calls, strategy meetings and grocery shopping. Maintaining a well thought out meal plan on a weekly basis reduces unnecessary trips to the grocery and at the same time helps me  in allocating resources to more use.

 Attached is my personal tracker that works for me. Feel free to download and print the form, place them in a binder and be sure to list your plan on a Friday night.

WEEKLY TRACKER:

MEAL PLANNER:
Download WEEKLY MEAL TRACKER by adobolife

 

SAVE MONEY BY USING TRACKER SHEETS: Weekly, Monthly and seasonal trackers to help you stay focused on your savings goal.

HOW TO SAVE MONEY: DAILY EXPENSE TRACKER

It's easy to save money especially  when you have the tools to help you stay focus on your goal. One effective measure that helped me stay focus on saving money is  to routinely track my finances on a daily basis

No matter how big or small the expense is, make it a point to list the items. Attached is my personal tracker that works for me.Feel free to download and print the form, place them in a binder and be sure to list down the expenses incurred before you go to bed.

DAILY TRACKER:

Download form

EXPENSE TRACKER:
Download DAILY TRACKER by adobolife

SAVE MONEY BY USING TRACKER SHEETS: Weekly, Monthly and seasonal trackers to help you stay focused on your savings goal.